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CASH
BACK
BONUS

Your opportunity to top up your kids university fund, book flights or make additional payments into your bond. 

Unlike other insurance companies, the Barker Bonus is paid out annually. Bonuses are paid out by mid-November each year and will be transferred directly into your account.

You will be eligible to receive up to 20% of your annual premium back on Barker Private Clients & Barker Fleet Policies and up to 10% back on Barker Commercial Policies as a premium refund (calculation excludes policy fees, commission, reinsurance costs & SASRIA premium). The actual percentage each year will depend on the underwriting performance of these specific insurance facilities with Hollard Insurance.

We want you to enjoy the full value of your Barker Bonus, so it’s important to know how it works. Your Bonus will fall away if a claim is submitted during your bonus cycle, and once it’s gone, it can’t be reinstated. If you ever choose to withdraw a claim to keep your Bonus, that choice is final. New clients will qualify for their first Bonus from 1 November of the year they join.

Your bonus cycle runs from 1 November to 31 October. In the case of third-party claims, if we don’t hear from the other party within 8 months we’ll close the file, although the law allows 3 years for such claims. If a third-party claim does come in during that time, any Cash Back Bonus already paid will need to be refunded. By keeping these timelines in mind, you’ll get the best chance of protecting and enjoying your Barker Bonus.

2024
Last Payout
R82mil
Paid Out To-Date
27044
Premium Refunds Paid
Take a look at our Cash-Back-Bonus program and what clients have received in Premium Refunds.

Since 1992, the Barker Cash Back Bonus has rewarded clients who manage their risk and don’t claim. As the first of its kind, this incentive-based program has already returned R82 million to qualifying clients through 27,044 premium refunds.

Unlike other insurers, we pay out your bonus annually, because good risk management deserves real rewards.

It pays to manage your risk.

Proactive risk management not only protects what matters most but also helps you unlock real savings on your insurance. Our carefully curated tips make it easy to spot potential risks early and take simple steps to reduce them, keeping you safer while maximising your Barker Bonus.

We're curating a list of Insurance tips to help you manage your risk.

Manage Your Risk
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